A True Self-Directed IRA

Reach your Financial Goal with the Premier Provider for Self-Directed IRAs

Open an Account Book a free consultation

The Entrust Group is a trusted industry leader:

Industry leader for over 40 years

$0B

Over $4 Billion assets under administration

45,000+ Investors empowered

24/7

Access to manage your SDIRA 24/7

Looking for a better SDIRA administrator?

Here’s why you should consider The Entrust Group

Personal service every step of the way

Educational resources at your fingertips

Experienced industry professionals in-house

Never get bounced around by a call center again

All calls are answered by our in-house experts

Contact your account manager directly

Your account manager knows you and your investments

Our CISP-certified representatives understand the Self-Directed IRA process first-hand

Our professionals stay current about the industry and provide you with the most accurate information possible

"Courteous , professional, and efficient response to resolve an old issue, and assist with creating a new access to my account."

Paul Witham, Entrust Client

Manage your account with 24/7 access

From dashboards to assets, transactions, and billing, our client portal helps you stay on top of your SDIRA at all times.

Dashboard
View your account information and account management features all in one place
Assets
See a breakdown of the assets in your account
Transactions
View your account history and initiate new transactions
Activity
Fund your account, make an investment, add beneficiaries, and much more.
Billing
Easily add a new credit card and update your payment information
On-the-go?

Download our industry leading mobile app to manage your account from almost anywhere

Open an Account Book a free consultation

No hidden fees. Complete transparency.

You choose your fee schedule.

Account Establishment Fee

One-time account establishment fee for opening a self-directed IRA, per account

$50

Annual Recordkeeping Fees (billed quarterly)

Total Asset Value
under $50,000
(excluding cash)

Total Asset Value
of $50,000 or more*
(excluding cash)

A single asset

$199 annually

$199 annually
+ 0.15% of the total asset value
over $50,000* (excl. cash)

Two or more assets

$299 annually

$299 annually
+ 0.15% of the total asset value
over $50,000* (excl. cash)

Purchase And Sale of Asset Fees

Purchase, sale, exchange or additional funding, per asset

(excluding real estate, precious metals, and/or crowdfunding with selected companies)

$95

Purchase, sale, or exchange of real estate

(includes earnest money deposit, if applicable)

$175

Purchase, sale, or exchange of real estate with non-recourse loan

(includes earnest money deposit, if applicable)

$250

Purchase, sale, or exchange of precious metals

(precious metals depository fees, such as storage and shipping, may apply)

Purchase, sale, or exchange of crowdfunding

(only if investing with the following companies: WeFunder, SharesPost, Realty Mogul, Funders Club, EquityZen, and CrowdStreet)

Transaction Fees: (Some accounts may incur one-time transaction fees. Please select this drop down to learn more about possible transaction fees.)

ACH transfers, incoming and outgoing

Wire transfers, per item, incoming and outgoing

$30

Overnight delivery via FedEx, UPS, USPS, etc

$30

Checks

(includes all check requests)

$10/check

Cashier’s check or other official bank check

$30

Research of closed assets or accounts, legal research, or special handling of transactions

$150/hour

Rush fees for expedited transaction processing or services within the same or next day

$150

Returned items of any kind and stop payments, per item

$30

Re-registration of assets plus expenses of transfer agents (if applicable)

$100

Account termination processing fee

$250

*The uninvested cash in your account is not charged a 0.15% fee, regardless of the amount of cash held in there. The 0.15% fee is assessed solely on the total asset value above $50,000. For example, an account with two assets of a total value of $150,000 and $12,000 cash would pay a fee of $299 + 0.15% of $100,000 ($150), or a total of $449 annually.

There is a cap on recordkeeping fees at $2,299 per year, so no matter how much your account grows, you know you will never pay more.

Benefit from the best

I have been an Entrust client for several years and without exception, pre and post COVID-19, they have been the most responsive, courteous, knowledgable, client-focused group, I have ever worked with.

Combine this with the fact that Entrust offers a unique platform of learning and investment products, Entrust gives you the ability to be an incredible hands-on or 100% passive investor. Keep doing what you are doing Entrust.

Richard Greer

CEO

R G Realty Advisors

Open an Account Book a free consultation

Frequently Asked Questions

How much money can I put in a Self-Directed IRA?

Contributions limits may vary year over year depending on the type of account you have. The IRS releases new contributions limits for all plans including Traditional IRAs, Roth IRAs, SEP and SIMPLE plans, ESAs and HSAs every year. Check out the current contributions limits here.

What type of fees are associated with a SDIRA?

Entrust offers a flexible, simple and transparent self-directed IRA fee schedule. There are four fees associated with a self-directed IRA at Entrust: establishment, annual recordkeeping, purchase and sale of asset and transaction fees. Click here to view our fee schedule.

I thought only stocks, bonds, or mutual funds were allowed in retirement accounts? Why haven’t I heard of this before?

Most investors are surprised to find out that investing in alternative investments with your retirement funds has actually been around since 1974. Most brokerage firms and banks only offer publicly traded securities, like stocks and bonds. They don’t have the infrastructure or expertise to handle investment in privately held assets like real estate or private equity. So, it’s not in their best interest to communicate the benefits of self-directed retirement accounts.

Can I invest in my own business with a self-directed IRA?

No, this is considered a prohibited transaction as it is a conflict of interest by involving a disqualified person (you).

How do I start a Self-Directed IRA?

Our process is quick and straightforward. Follow these steps:

Open a new account: you can open an account online here, download the account application here or speak with an Entrust representative at 800-392-9653, option 2.
Fund your account. Entrust offers multiple options for funding your IRA.
Choose an investment. If you have an investment in mind and have any questions, contact Entrust to get started.

What rules must you follow with a SDIRA?

A few self-directed IRA rules from the IRS to keep in mind with these types of retirement accounts include being aware of contribution limits, avoiding prohibited transactions, accurately reporting the fair market value of your assets, understanding distribution rules, and paying attention to any unrelated business income tax you may be responsible for.

What types of investments aren’t allowed with a self directed IRA?

Transactions not permitted under a SDIRA include life insurance contracts, collectibles, and S corporations. In addition, any investment involving a disqualified person (spouse, parents, children and more) are considered prohibited transactions.

Can I move my 401(k) into a Self-Directed IRA?

Yes, you can move funds from an old employer’s 401(k) into a self-directed IRA via a rollover. Other methods to fund your account include transfers and cash contributions. Contributions are subject to IRA contribution limits that the IRS publishes each year.

Are there any disadvantages to a Self-Directed IRA?

Self-directed accounts require that the investor find investments and perform the due diligence. SDIRA holders must also be aware of the rules and regulations for their accounts in order to avoid prohibited transactions. Put simply, an SDIRA is not a ‘set it and forget it’ investment strategy, so it’s important to consider your own interest in managing your accounts.

What should I look for in a SDIRA Custodian?

A few key things you want to look for in a potential company include investment options, disclosure, expertise, fees, data protection, insurance, and servicing times.

When can I start withdrawing my money?

To begin accessing your funds without a penalty, you must have reached 59 ½ years old. Depending on the type of IRA, taking early distributions will result in a 10% early distribution penalty tax. At age 70 ½, you must start taking required minimum distributions, depending on the type of account you hold.

Can I invest in my own business with a self-directed IRA?

No, this is considered a prohibited transaction as it is a conflict of interest by involving a disqualified person (you).