Take Charge of Your Retirement Funds with an IRA Transfer

Our streamlined transfer process effortlessly moves your existing IRA funds into a self-directed IRA (SDIRA), granting you access to a diverse range of alternative investment opportunities.

Already a Client?

If you’ve already opened your SDIRA at Entrust, transferring funds to your account is a breeze.

Step 1: Initiate Transfer with Current Custodian

Begin by contacting your current IRA custodian to initiate the transfer. You'll need to inquire about any specific requirements they might have for processing an IRA transfer, such as whether they require an original signature or a medallion guarantee.

Step 2: Complete Account Transfer Form

Fill out Entrust’s Account Transfer Form, available through our online portal or as a downloadable PDF. Ensure all details are accurate to avoid delays. Submit the completed form to Entrust along with any necessary additional documentation.

Step 3: Invest with Your SDIRA

It’s time to explore your expanded investment option. Find out what real estate, private equity, precious metals, and more can do for your portfolio.

How to Transfer Your IRA to Entrust

1. Coordinate with Your Current Custodian

Understand Their Requirements: Each custodian has unique procedures. Ensure you understand their specific requirements for transferring funds.
Transfer Form: Ask if an original transfer form is required, or if a fax or emailed copy is acceptable.
Medallion Signature Guarantee: Ask if they require a medallion signature guarantee, and if so, whether an original or a clear copy suffices.
Fund Availability: Confirm the exact dollar amount available for transfer. If the assets are not liquid, please liquidate the funds before you submit the transfer request to Entrust.
Request a Recent Statement: Obtain a statement (no older than six months) that includes your name, the custodian’s name, your account number, and the account type.

2. Complete the Account Transfer Form

Via Entrust Client Portal:

Log in and navigate to the “Transactions” tab.
Click on “Fund Account,” then select “Transfer.”
Fill out the online Account Transfer Form, submit it, and print the PDF for your records.
Send the completed form to Entrust via mail, email, or fax, along with all required documents, including a copy of a recent account statement from your previous custodian.

Using a Paper Form:

If your custodian requires an original copy, download the Entrust Account Transfer Form.
Complete the form as per the provided instructions.
Mail, fax, or email the form to Entrust, along with your custodian statement and any additional required documents.

Where to Send Your Documents:

Mail: The Entrust Group, 555 12th Street, Suite 900, Oakland, CA 94607

Fax: (510) 587-0960 (with "Attention: Transfers" on the cover page)

Email: Transfers@TheEntrustGroup.com

3. Confirmation and Investment

Transfer Confirmation: Once we receive your completed transfer form, we'll process it and submit it to your current custodian within 2-3 business days. You'll receive a confirmation email from us.
Follow-Up: If you don't hear from us within 7-10 business days, please contact your custodian for an update on your transfer request.
Begin Investing: Once the transfer is complete, it’s time to explore the diverse investment opportunities available to you.

Frequently Asked Questions

Is there a difference between a transfer and a rollover?

Yes. While an IRA transfer is used to move funds of the same account type between institutions, an IRA rollover is typically used to move funds between institutions while changing the account type.

For instance, may initiate a direct rollover to move funds from an inactive 401(k) plan into an IRA. This cannot be accomplished with a transfer.

There are also indirect rollovers, or 60-day rollovers, which you can read about here.

How do I initiate an IRA Transfer?

To initiate an IRA transfer to an IRA at Entrust, simply follow our IRA transfer instructions and follow the simple three-step process included within.

If you have any questions about the process. please reach out by calling us at (800) 392-9653 or filling out the form on our Contact page.

What are the tax implications of an IRA transfer?

Because the account type does not change and you never take possession of the funds, there are no tax implications to an IRA transfer. In fact, unlike a direct rollover, this movement of IRA funds is never even reported to the IRS

Are there any limitations on the number of transfers I can make?

No. The IRA does not impose a limit on the amount of IRA transfers, or trustee-to-trustee transfers, you can make in a given time period.

However, the IRA does limit IRA holders to a single 60-day rollover in a 12-month period.

Can I transfer funds from different types of IRAs?

You can make an IRA transfer from any type of IRA, though keep in mind the account type will not change. For instance, if you transfer a Roth IRA held at Brokerage ABC to Entrust, it will still be a Roth IRA at Entrust.

There is one exception to this rule - a SIMPLE IRA may transfer to a traditional IRA once two years have elapsed since the first contribution.

For more information, read through our comprehensive Transfers vs. Rollovers blog post.

Can I make a partial transfer, or does it have to be a full transfer?

Yes, you fan absolutely make a partial transfer. If you only wish to transfer 50% of the funds in your IRA at another institution to an IRA at Entrust, simply specify the amount you wish to transfer to your original plan administrator.

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